Late CE courses should only be completed by MLOs who need to complete a prior years' CE, as instructed by their state regulator. Do NOT complete a late CE course if you're intending to satisfy a current year CE requirement. Log in to your NMLS account and review your education record to verify whether you need to complete late CE.

This complete package includes all 11 hours of annual continuing education required of individuals maintaining a state-issued mortgage loan originator (MLO) license in New York.

Courses included in this package:

• 8 Hour SAFE Comprehensive: 2025 Mortgage Loan Originator Course 
• 3 Hour NY SAFE: 2025 New York Law Review Course 

A mortgage loan originator (MLO) licensed in New York is required to complete 11 total hours of continuing education annually. This includes:

• Three hours on federal mortgage-related laws
• Two hours on ethics, fraud, and consumer protection
• Two hours on traditional and non-traditional mortgage products
• One hour on elective content
• Three hours of New York-specific education

This online self-study course satisfies the three hours of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.

This online self-study course satisfies the eight hours of 2024 annual continuing education required of individuals maintaining a state-issued mortgage loan originator (MLO) license. Within this course, students will spend time reviewing required topics, including:

• Three hours on federal mortgage-related laws
• Two hours on ethics, fraud, and consumer protection
• Two hours on lending standards related to nontraditional mortgage products
• One hour on elective content

A mortgage loan originator (MLO) licensed in New York is required to complete 11 total hours of continuing education annually. This includes:

• Three hours on federal mortgage-related laws
• Two hours on ethics, fraud, and consumer protection
• Two hours on traditional and non-traditional mortgage products
• One hour on elective content
• Three hours of New York-specific education

This online self-study course satisfies the three hours of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.

This online self-study course satisfies the eight hours of 2025 annual continuing education required of individuals maintaining a state-issued mortgage loan originator (MLO) license. Within this course, students will spend time reviewing required topics, including:

• Three hours on federal mortgage-related laws
• Two hours on ethics, fraud, and consumer protection
• Two hours on lending standards related to nontraditional mortgage products
• One hour on elective content