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California Mortgage Pre-Licensing California - DFPI Courses
- Renewal requirements:
- National: 20
- State: 0.
- Total hours: 20
- View full state requirements
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Packages
22-Hr. CA-DFPI MLO Pre-Licensing Course Only Package
This package includes all 20 hours of Pre-Licensing education required to become a mortgage loan originator (MLO).
This package includes:
- 20 Hour SAFE Comprehensive: Mortgage Loan Originator Pre-Licensing Course
- 2 Hour CA-DFPI SAFE: State Pre-Licensing Course
This 20 hour course fulfills the SAFE Act requirement and provides a comprehensive introduction to the principles and practices of mortgage lending. In addition to the required core topics, the course will focus on content areas appearing on the SAFE MLO Test:
- Uniform state content
- General mortgage knowledge
- Mortgage loan origination activities, including loan inquiry and application process requirements, qualification, closing, and financial calculations
The course brings the content to life through a variety of videos and activities allowing students to learn the content, discuss it with an instructor and other students, and apply it to a range of exercises, real-life scenarios, and case studies.
22-Hr. CA-DFPI MLO Pre-Licensing Standard Package
This package includes all 20 hours of Pre-Licensing education required to become a mortgage loan originator (MLO), as well as Exam Prep Edge to help you pass your exam.
This package includes:
- 20 Hour SAFE Comprehensive: Mortgage Loan Originator Pre-Licensing Course
- 2 Hour CA-DFPI SAFE: State Pre-Licensing Course
- SAFE Mortgage Loan Originator Exam Prep Edge
This 20 hour course fulfills the SAFE Act requirement and provides a comprehensive introduction to the principles and practices of mortgage lending. In addition to the required core topics, the course will focus on content areas appearing on the SAFE MLO Test:
- Uniform state content
- General mortgage knowledge
- Mortgage loan origination activities, including loan inquiry and application process requirements, qualification, closing, and financial calculations
The course brings the content to life through a variety of videos and activities allowing students to learn the content, discuss it with an instructor and other students, and apply it to a range of exercises, real-life scenarios, and case studies.
Individual Courses
20 Hour SAFE Comprehensive: Mortgage Loan Originator Pre-Licensing Course
Individuals who wish to become a mortgage loan originator (MLO) are required to complete 20 hours of pre-licensing education, in accordance with the SAFE Act, which includes:
- Three hours on federal mortgage-related laws
- Three hours on ethics
- Two hours on non-traditional mortgage products
- 12 hours of electives
This course fulfills the SAFE Act requirement and provides a comprehensive introduction to the principles and practices of mortgage lending. In addition to the required core topics, the course will focus on content areas appearing on the SAFE MLO Test:
- Uniform state content
- General mortgage knowledge
- Mortgage loan origination activities, including loan inquiry and application process requirements, qualification, closing, and financial calculations
The course brings the content to life through a variety of videos and activities allowing students to learn the content, discuss it with an instructor and other students, and apply it to a range of exercises, real-life scenarios, and case studies.
Students enrolled in this online instructor-led have their course start date plus 12 full calendar days to the complete the course. Students are expected to begin the course on their selected start date, follow the course schedule as outlined in the syllabus, and complete the course on the course end date.
2 Hour CA-DFPI SAFE: State Pre-licensing Course
An individual seeking a mortgage loan originator (MLO) license from the California Department of Financial Protection and Innovation (DFPI) is required to complete 20 hours of NMLS-approved education. Of this requirement, two hours of California-specific law must be completed. This online self-study course satisfies the two hours of required state-specific education.
Within this course, students will spend time reviewing state regulations and acts impacting MLO activities; perusing scenarios, examples, and case studies; and completing activities to demonstrate understanding of the content.
State Requirements for California
California DFPI Requirement Details for Mortgage Pre-Licensing Education
- 3 hours of federal law
- 3 hours of ethics
- 2 hours of non-traditional mortgage lending
- 10 hours of electives
- 2 hours of CA DFPI Law
Seat Time:
Seat time will be enforced and our online course delivery system manages this requirement
NMLS ID Registration:
The NMLS system is used to process MLO licensing requests for all 50 states. A unique NMLS ID is required to report all course completions. Creating an account and obtaining an ID number is a simple process that can be completed here.
Licensing Exam:
The licensing exam is administered by NMLS. Registration for the licensing exam is an entirely separate process from your course final exam. For instructions to register for your licensing exam and further information, please click here.